(i) To cope with practical tasks, most basically to survive/earn a living.
(ii) To do more, e.g., to run a business or to advance in a career.
(iii) To engage in meaningful activities that might not become a means of livelihood.
(iv) To understand and respond to society and life.
I have always been impractical and unambitious but interested in (iii) and (iv).
Some people let their received religion address (iv).
Judgementalism is unnecessary. People differ.